Personal Insurance
What is Personal Insurance?
Personal Insurance as a term that broadly describes the various insurance policies that cover personal income (general living expenses) and health (medical costs and resulting expenses) in the unfortunate situation where injury, disablement or death occurs.
Types of Personal Insurance
Personal Insurance can be broadly categorised into the following product categories. These categories are not definitive and may vary from insurer to insurer.
- Total and Permanent Disability Insurance
- Income Protection Insurance
- Life Insurance
- Trauma and Critical Illness Insurance
How important is Personal Insurance?
Personal Insurance is designed to protect your most important assets: You and your ability to earn an income. It may not be as important for younger people but for anyone who has a mortgage, a loan or a family it can be very important. The question to ask yourself is whether your partner or family will be able cope in the event of your death, illness or disability.
Our Purpose
The purpose of the Personal Insurance website is to help people find the insurer and cover for their needs. We save you the hassle of searching yourself by listing the top insurers for each type of Personal Insurance product.